Originally, American First Finance was a small regional lender but quickly expanded into a national player, making financing more accessible across the U.S.
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Unlike traditional lenders, American First Finance uses a more comprehensive assessment process, often helping customers with no or low credit history.
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Customers with limited credit can still find options through American First Finance, as they focus on alternative credit data.
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Their innovative tech allows approvals in under five minutes, making it a favorite for those needing fast financial solutions.
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American First Finance works with a network of over 6,500 retailers, providing financing options for a variety of products and services.
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American First Finance works with a network of over 6,500 retailers, providing financing options for a variety of products and services.
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For some programs, American First Finance reports customer payments to major credit bureaus, helping users build or improve their credit scores.
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Unlike many lenders, American First Finance offers diverse payment terms, allowing customers to choose options that fit their budget.
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They’re known for pioneering alternative financing options that cater to a wider audience than traditional lenders.